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Chapter 18 - Diary of a trader

Yes, I AM still here. Still trading. Having reverted successfully to paper trading for a couple of months, I'm back with a new, improved strategy for 2006: Get Rich Slow.

You might remember that I had been trying to specialise in trading just a single market: £/$. What happened? Well, despite some early successes, I came to the conclusion that when you put all your eggs into a single basket of currencies, you're most likely to get boiled, scrambled, poached and fried.

While I was reviewing the way I intend to trade from now on, Finspreads were making some changes of their own. Remember the Welshman? I've sent him a few emails asking how he's getting on with his new duties'. But no reply...

It appears my new boss' so far as these cyber-scribbles are concerned is a bloke I've nicknamed the Matinee Idol. He is good-looking in a rugged sort of way, has nice teeth and a bit of a wolfish smile. The bad news is that I think he's going to be a lot tougher with me than his predecessor.

My evidence? No sooner had he got his feet under the table than he sent me not as I was hoping an invitation to lunch, but Finspreads' freshly updated Trading Academy course notes. Cryptic or what?

Anyway, I read them diligently from cover to cover, and was surprised to realise how much I've actually learned since I began trading. In theory, at least.

"If I could have my time again, there's plenty I'd do differently," I told the MI, while simultaneously abandoning plans to renegotiate my Diary contract.

Like make more winning trades. I could hear him thinking.

"For example, I wish I'd made more of the trade for as little as 1p when you're a complete beginner' offer," I continued.

Which is how I come to be able to offer one fortunate reader the opportunity to enjoy some low-risk experimental trades. Here's the deal: Send me your trading story (good or bad) and/or compelling reasons for wanting to revert to trading at only 1p a point for four weeks, and whoever send the best email wins. Simple!

 Anyway. My new strategy for 2006.

  • I've decided that I want to become a position trader : i.e. hang on to my trades for at least a few days and hopefully longer. In other words, I want to become less gambler and more investor, I've made money out of buying stocks and shares in the past. No reason why I shouldn't do so again.
  • I'm not going to use charting software. Thanks for all the emails about the various packages you use. My conclusion: they seem like an expensive way to line the pockets of others. I quit agonising when I heard from P.B., a portfolio manager who's in charge of $2billion worth of assets. "Don't believe in charts and software," he emailed me. "Instead, I stick to fundamentals and behavioural finance. BF recognises emotions like regret, pride, overconfidence, snakebite (once bitten twice shy), fear of loss and greed affect and often lead to poor investment decisions. BF concludes that investors are irrational and are loss averse rather than risk averse. This can lead them to trade or not to trade, in order to avoid losses - hold a losing position at all costs and with disregard to whether their original justification for putting on the trade still exists." If you want to investigate BF, there's plenty more info on the web.
  • I'm going to take it all more seriously. Do my homework. Scope out markets that offer the best chance of success, only enter trades when I have a good reason, and, er, stop holding losing positions at all costs when my only justification is that I am a foolishly optimistic Type A personality.

So. The paper trading. Naturally, I've been making plenty of make-believe profits. Mostly out of one particular share: a mid-cap stock that I read about in the Sunday papers. They're based in Cambridge, and according to their web site world leaders in Bluetooth connectivity'.

I've written a few websites in my time, so I decided to investigate further. CSR, it turns out, do business with the likes of Nokia, Dell, Motorola, IBM, Sony and more. Right then...

I built an imaginary position of £5 a point (five separate hypothetical trades @ 50p, £2, 50p, £1, £1 respectively) and watched the share climb from 900 to 1100 during December.

My buying strategy? Yes, I had one! Nothing complicated, either. I'd sit smugly watching the price go up.... then up some more. Eventually, of course, there'd be a pullback. No panic. No selling of my winning trade. I'd sit smugly watching the price go down. Eventually, of course, the price would start to rise again. And THAT's when I'd (smugly) buy some more.

 So could I make this work with real money? With my Finspreads account £1800 in credit, it was certainly time to try. Last week, I started stalking CSR for real, and on Thursday, I decided it was time to buy. Not because any charting software issued a BUY signal. But because I read (via Google News) that CSR is now producing some gizmo that lets you Bluetooth your iPod to a home stereo. Without further ado, I placed my trade: 50p BUY of the March contract @ 1088.7.

Fast forward to the following morning. I logged on, and CSR had gapped up and was already 100 points higher. Given my old strategy, I'd have taken my profits at once. But not any more! I sat back and watched the price continue to soar... It added a further 50 points, before dropping back in the final hour of trading.

Today, exactly as I expected, CSR has pulled back. My trade which was worth more than £70 at one point is currently £39.30 in profit. Am I disappointed? Put it this way: I gleefully bought another £1 of the March contract @ 1178.4. Right this moment, the trade is £11 down. Bothered? Do I look bothered?

And you haven't heard the half of it, yet!

You'll remember that about ten days ago, what's now emerging as the Livedoor Scandal' rocked the markets in Japan. Sensing an opportunity, I checked out the chart for the NIKKEI Dow 225. Rather like CSR, it had been doing one of those beautiful Up-and-up-and-up lines, falling six per cent in two days.

"Which means," I said to myself, "There's scope for it to gain a thousand points or so, when it recovers. I'll have some of that!"

Given the collective online financial wisdom that Livedoor was more Martha Stewart than Enron, I placed a trade: 50p BUY at 15,413. Having done so, I began to wish I'd done a bit more research: my news sources were predicting a third day of heavy falls.

So there I sat at midnight our time, flicking between Bloomberg and Celebrity Big Brother Live, waiting for Tokyo to open. A Japanese commentator was busily talking up the market: I could only hope he was correct.

By the following morning my trade had soared faster than a bullet train. I lost my nerve at 15,645, and cashed in with a profit of £116. No pause in the rally, so I bought back in 15,730. Another huge rise the following morning which means I have finally discovered the secret of making money when I sleep - and this time I let my profits continue to run until teatime, when they reached a rather magnificent £350. I came out because I didn't want to risk losing if something bad happened over the weekend.

Today, the NIKKEI has fallen back by 100 points or so, but Japanese economic news continues to be good. I'm waiting to see how the DOW fares (if it falls, Japan's likely to drop some more) and looking to get back in some time soon.

And I still have a number of open trades:

  • £1 BUY FTSE100 March @ 5665: This was, in fact, my first trade of the year, back in mid-January. I'm hoping we'll pass the 6000 mark, and I'm currently showing a profit of £108
  • 50p BUY Brent Crude March @ 65.86: I went into this trade a day too late, once a big leap had already happened on worries about Iran and Nigeria, and it's been yo-yoing up and down for a week, Since OPEC output is now expected to remain unchanged, I've just this minute cut and run for a loss of £4.50.
  • TWO £1 trades on the WIG MARCH @ 2970 and 2965. Thank you, Mike K, for pointing out the merits of Poland's equivalent of the FTSE. Poland's economy is booming, and the WIG has gone from 1800 to 3000 in a year, without any major reversals. So I have high hopes of this one. That's why I increased my stake, buying some more at a better price. Strongly tempted to buy some more. But as the WIG's been pulling back for three days, I'm biding my time, and waiting until both trades show a clear profit.

So here's the score:

 I have banked two winning trades and my modest oil loser for a total profit of £461.50. So there is now £2,146.48 in my Finspreads account. And my open P&L is currently £91.55.

I reported my progress to SuperMum, with as you will understand particular emphasis on my Japanese exploits.

She gave me a long, level look. "So you've been dreaming about villas in the South of France and a yacht, have you?"

That woman's a mind reader!

Remember to get in touch if you'd like the chance to trade with Finspreads for as little as 1p again! I look forward to hearing about your experiences good and not-so-good!

 

Sally Nicoll is a writer and a Finspreads customer whose career to date has embraced journalism, broadcasting, and advertising copywriting She lives in London and is currently writing her second novel. Feel free to contact her at veryluckymoney@hotmail.com.
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